Personal Insurance Lines

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Flood Insurance

The pride of Long Island starts with our geography. From our white sandy beaches on the South Shore to the storied golden shores of the North, from Freeport to Montauk and everywhere in between we live on a beautiful island. Though, let us not forget that it is an island and we are surrounded by coastal waters where flood potential from a strong coastal storm such as a hurricane could be disastrous.

Unfortunately, the typical Homeowners Policy does not cover damage caused by flood. As we have seen on the news, flood waters can cause extensive damage and sweep whole houses away. Can your home stand up to flood waters? Probably not, so why take a chance?

As history has taught us, severe weather can cause floods just about anywhere. Some experts believe that the potential exists that a Category 2 Hurricane's storm surge, could flood miles inland from the South Shore of Long Island. Delays in purchasing flood insurance can be costly, especially when we enter the height of the hurricane season. Don't delay, call for your free no obligation quote today. It may be less than you think.

Tip: How many times a day do you think about flood potential? Probably almost never, but did you know most flood policies don't take effect for 30 days?